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Rates



Savings
Type Dividend rate Annual Percentage Yield*
Share Draft 0% 0%
Shares 0.50% 0.50%
Super Saver ($1000 min.) 0.90% 0.90%
Term Certificates
($1000 minimum)
3 Month CD's 2.25% 2.27%
6 Month CD's 2.50% 2.53%
12 Month CD's 2.80% 2.83%
18 Month CD's 2.85% 2.89%
24 Month CD's 3.10% 3.14%
36 Month CD's 3.35% 3.40%
IRA Term Certificates
($1000 minimum)
3 Month CD's 2.25% 2.27%
6 Month CD's 2.50% 2.53%
12 Month CD's 2.80% 2.83%
18 Month CD's 2.85% 2.89%
24 Month CD's 3.10% 3.14%
36 Month CD's 3.35% 3.40%

* Annual Percentage Yield is accurate as of 7/15/08. 

 Rates may change at any time without notice. Fees could reduce earnings

 on the account. A penalty may be imposed for early withdrawal.

Certificate dividend rates are fixed for the term.

Loans
Loan Type Annual Percentage Rate
Rates as low as...
New and Used Autos up to 48 Months 4.25%
New and Used Autos  up to 60 Months 4.50%
New and Used Autos  up to 72 Months 5.50%
Recreational Vehicles       6.00%**
VISA Cards 12.90%
Unsecured Signature Loan 12.90%
Home Equity Line of Credit  5.00% 
*APR available as of 7/15/08 and are subject to change without notice.    Estimated monthly payments on a 60 month loan at 5.65% APR =$19.17 per $1,000 borrowed.

**Recreational vehicle rates are determined based on credit worthiness of the member, amount borrowed and term of the loan.

For further information concerning these rates and terms and for rates and terms of other loan products, please contact the credit union.

A loan application is available below. Print it, fill it out, and either mail it or bring it in to the office.

Loan ApplicationPDF           Get Acrobat Reader Here!

 
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© 2001 Lewiston Municipal Federal Credit Union.
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