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Rates



Savings
Type Dividend rate Annual Percentage Yield*
Share Draft 0% 0%
Shares 0.10% 0.1%
Money Market  ($2,000 min)        0.25% 0.25%
Money Market ($10,000 min) 0.35% 0.35%
Money Market ($20,000 min) 0.50% 0.50%
Term Certificates
($1000 minimum)
6 Month CD's 0.30% 0.30%
12 Month CD's 0.70% 0.70%
18 Month CD's 0.75% 0.75%
24 Month CD's 1.00% 1.00%
36 Month CD's 1.25% 1.26%
48 Month CD's 1.50% 1.51%
60 Month CD's 2.00% 2.02%
IRA Term Certificates
($1000 minimum)
6 Month CD's 0.30% 0.30%
12 Month CD's 0.70% 0.70%
18 Month CD's 0.75% 0.75%
24 Month CD's 1.00% 1.00%
36 Month CD's 1.25% 1.26%
48 Month CD's 1.50% 1.51%
60 Month CD's 2.00% 2.02%

* Annual Percentage Yield is accurate as of 01/26/2012 

 Rates may change at any time without notice. Fees could reduce earnings

 on the account. A penalty may be imposed for early withdrawal.

Certificate dividend rates are fixed for the term.

Loans
Loan Type Annual Percentage Rate
Rates as low as...
New and Used Autos up to 36 Months 2.49%*
New and Used Autos up to 48 Months 2.99%*
New and Used Autos  up to 60 Months 2.99%*
New and Used Autos  up to 66 Months 5.00%*
New Autos up to 72 Months 5.00%*
Recreational Vehicles  4.00%*
VISA Cards 13.90%
Unsecured Signature Loan 13.90%*
Home Equity Line of Credit  4.00% 
APR available as of 01/26/2012 and are subject to change without notice.    Estimated monthly payments on a 60 month loan at 5.65% APR =$19.17 per $1,000 borrowed.

*Rates are determined based on credit worthiness of the member, amount borrowed and term of the loan.

For further information concerning these rates and terms and for rates and terms of other loan products, please contact the credit union.

A loan application is available below. Print it, fill it out, and either mail it or bring it in to the office.

Loan ApplicationPDF           Get Acrobat Reader Here!

 

The results of this loan payment calculator are for comparison purposes only. They will be a close approximation of actual loan repayments if available at the terms entered. This is being provided for you to plan your next loan application. To use, enter values for the Loan Amount, Number of Months for Loan, and the Interest Rate (e.g. 2.99 - do not enter the percent sign), and click the Calculate button. Clicking the Reset button will clear entered values.

Description Data Entry
Loan Amount
Loan Length in Months
Interest Rate
Monthly PaymentCalculated
Enter only numeric values (no commas), using decimal points where needed.
Non-numeric values will cause errors.

 


© 2012 Lewiston Municipal Federal Credit Union.
While you are free to download and save a copy of any of this information, you may not reproduce it for distribution to others without permission. You may not modify, publish, transmit, create derivative works or in any way exploit any of the material in these files. To do so, without permission violates the U.S. copyright laws and is subject to potential civil and criminal penalties.