Services

Savings $5 Minimum Balance Establishes Membership Serves as Primary Account	IRA Term Certificates $1,000 Minimum Required No Annual Fee 6 Month to 5 Year Terms	Term Certificates 6 Month to 5 Year Terms Invest a Minimum $1,000 Fixed Rate
Money Market $2,000 Minimum Balance Higher Rate Than Regular Share	IRA Individual Retirement Account $25 Minimum Deposit Low Service Fee Variable Rate	Club Accounts Christmas Vacation/ All Purpose Tax Super Saver
Checking Personal Business No Minimum Balance Required Easy access using VISA® Check Card	Payroll Deduction A convenient way to make Deposits and Transfers to Savings, Checking, Loans, Clubs and IRAs Check with your payroll department to sign up.	Direct Deposit Funds can be directly deposited into your accounts from your Payroll Department, Social Security, Retirement Funds, etc. Automatic Debit Payments can be made for Insurance Premiums, Club Plans, etc. Member of NEACH
VISA® Check Card It's an ATM Card, only better Use the Card instead of a Check You can use it Worldwide wherever VISA® is accepted	CU-Online 24 hour account access for inquiries, transfers, and account history. All from the convenience of your home computer!	Teller-Phone 24 Hour Account Information Service gives you up to the minute information on your accounts, or apply for a Loan, by the Touch of Your Phone
Personal Loans Fixed Rate Unsecured (No Collateral) Up to a 5-Year Term Up to $10,000	Secured Loans New/Used Vehicles New Car Cost Guide Information available Motorcycles, Boats or Recreational Vehicles Saving/ Certificate Secured One Payment Notes	VISA® No Annual Fee 25-Day Grace Period on New Purchases Competitive Rates Up to $10,000 Limit Online account access at www.ezcardinfo.com
First Mortgages Fixed Rate for 10 Years Other Programs available Applicants may be Pre-Qualified Land Loans Land and Manufactured Housing Other mortgage products offered through CUSO Mortgage	Home Equity Line of Credit No Closing Costs No Points Interest paid may be Tax Deductible Prime +0% for the Life of the Loan	Wire Transfers
Money Orders	Insurance Available Credit Disability Group Member Accident Group Member Life Guaranteed Auto Protection (GAP) Member Direct Service Contracts	Notary Public Service

© 2013 Lewiston Municipal Federal Credit Union.
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