Q: Are my step-children eligible for membership?
A: Yes, absolutely! All household and immediate family members are eligible to join the credit union.
Q: Can I have more than one account?
A: There is no limit to the number of share or share drafts you can establish.
Q: How do I go about placing a stop payment on a check?
A: In order to put a stop payment on a check you would need to complete a form, which includes the check amount, the date the check was written, and the reason for stop payment.
Q: If I leave your field of membership, will I have to close my Lewiston Municipal FCU accounts?
A: No, once a member, always a member!
Q: How do I add a Joint Owner to my account?
A: When you add a joint member the primary account holder will need to be present. He/She will need his/her ID and proof of residential address.
Q: How do I remove a joint owner from my account?
A: A signed request will need to be written to let us know who you want removed and your signature. You’ll be asked to sign a new membership card to update your account record.
Q: How do I change my name on my account?
A: A new membership agreement form will need to be signed to update out records. We will need a copy of the legal name change document, which is typically a marriage license, divorce decree, or probate court decree.
Q: What do I need to open an account for my child?
A: Stop by the credit union with the child’s social security card and birth certificate along with your ID and we will get you started!
Q: Do you have to have a checking account in order to have a debit card?
A: A debit card can be used with (both a savings) account and/or a checking account. Debit Cards can be linked to a savings account but due to NCUA regulations monthly withdrawals on a savings account are limited; therefore, debit cards are typically tied to a checking account. Complete a debit card request form online.
Q: How do I get a debit card?
Q: I have lost my debit card, what should I do?
A: First call our Lost/Stolen 24/7 hotline: 1-800-472-3272, and then contact the credit union during business hours to confirm your replacement card order.
Q: Do you have notary service?
A: Yes, notarization by a Notary Public is a free service for our members.
Q: Wiring Instructions to LMFCU?
A: Our Routing Number/ABA # is 211287900 and your account number. The credit union is online with the Federal Reserve and there is no intermediary financial institution.
Q: What do I need to send a wire?
A: Call the other institution and request their “wiring instructions” and then call or stop by the credit union to initiate the wire (signature is required).
Q: How do I re-order checks?
A: Click here to send us your re-order check request. Please include the following information:
- Starting check number
- Quantity of boxes
- Any changes to address/phone number
- Your email address or daytime phone number to contact you with any follow up questions
Q: How do I sign up for direct deposit?
A: You give your employer the routing number and account number. The routing number is 211287900. If you would like direct deposit to go to your share account (savings), use your credit union account number. To deposit to your share draft (checking) account use the middle set of numbers from your check that starts with 7004XXXXXXXX. Print a request for Direct Deposit Form to give to your employer.
Q: Can I do Shared Branching transactions at Lewiston Municipal?
A: Yes, you can! You’ll need your state issued ID or driver’s license and your account number at your other credit union.
Q: Do you offer money orders?
A: Yes, money orders are a $1.00 each and are signed by the member. We also offer “bank checks” that are made out and signed by a credit union representative for $2.00 each.
Q: Is my account insured?
A: Yes, your account is insured through the NCUA, it is insured up to $250,000.00. View for more information on our NCUA Share Insurance page.
Q: How do I sign up for home banking?
A: Complete and submit the electronic services form to the credit union. Once received, a Member Service Representative will process your application and contact you with the initial login information.
Q: Do you have more than one location?
A: Our office is located at 291 Pine Street in Lewiston, and we are a CUSC Shared Branching participant, you can do transactions at any credit union that is a Shared Branching participant. There are more than 5,000 credit unions nationwide where you can do transactions with no fee!